Table of Contents
Is car insurance cheaper in rural areas?
Traffic Congestion Within states, car insurance customers in rural zip codes can expect to see significantly lower prices than those in urban areas.
Is car insurance cheaper in NY or CT?
New York car insurance costs $2,715, on average — just a little more than Connecticut’s. Even if you live in a more rural area, about 88 percent of New York state residents are urban, according to Iowa State University — hence higher car insurance rates.
What is one of the most expensive states for car insurance?
That’s a whopping 99% more than the national average of $1,428 and 34% more than second-place Michigan. Car insurance in Louisiana is now three times more expensive than in Maine….Car insurance rates by state 2021.
| Rank | State | Average premiums |
|---|---|---|
| 1 | Louisiana | $2,839 |
| 2 | Michigan | $2,112 |
| 3 | Florida | $2,082 |
| 4 | California | $1,966 |
Does the price of car insurance depend on where you live?
The state in which you live can have a profound effect on your car insurance premiums. While auto insurance premiums are largely based on personal factors, including one’s driving record, age, gender, marital status, and so forth, where a driver lives can have a significant impact on his or her rates.
Does your address affect car insurance?
Change of Address Moving to a new address can affect your car insurance premiums in a big way. Typically, if you move from a suburban area into a large city, your premiums will rise significantly due to the increased risk of theft and damage to the vehicle.
Which cars have the lowest insurance rates?
The following vehicles were considered the top 10 cheapest to insure for 2019: Honda Odyssey LX Jeep Wrangler Sport Subaru Outback 2.5i Mazda CX-3 Sport Honda HR-V LX Honda CR-V LX Jeep Renegade Sport Ford Escape S Subaru Forester 2.5i Jeep Compass Sport
Which states have the cheapest auto insurance rates?
– Maine. Maine offers the cheapest car insurance in the country, in large part because it has the fewest number of uninsured drivers. – Ohio. Car insurance in Ohio is cheap because the state has a huge insurance industry-much larger than many other states. – Wisconsin. – Idaho. – Iowa. – Vermont. – Virginia. – New Hampshire. – Indiana. – North Dakota.
What state has the highest insurance rate?
Alaska has the highest health insurance premiums by state, which puts it at the bottom of this list. Fortunately, health insurance costs in the state are on the decline, Alaska’s KTOO Public Media reported.
Who has cheapest car insurance?
Geico had the cheapest car insurance available in 19 of the 50 states. It was also one of the three most affordable options 75 percent of the time, and its best offer was often hundreds of dollars cheaper than the next-best competitor.